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<br />. . <br /> <br />~) <br /> <br />" <br />) <br /> <br />(ii) to Customer when mailed, postage prepaid, or delivered to Customer's current address, as shown on <br />Bank's records. <br /> <br />b) All information, whether printed, written or oral, furnished by either party shall be held in confidence and <br />used only for the purpose of furnishing or utilizing Services rendered herewith and in compliance with the <br />CBSA. <br />c) This Agreement, together with the CBSA and any applicable Attachments contain the entire understanding <br />of the parties and supersedes any previous discussions, proposals, or agreement, whether oral or written. In <br />the event of any conflict between a provision set forth in this Agreement and a provision contained in an <br />Attachment, the latter provision shall prevail. This Agreement shall not supersede or govern any other <br />banking or lending relationship between the parties. <br /> <br />d) The invalidity of any provision of this Agreement, either in its entirety or in any particular circumstance, <br />shall not impair the validity of the remaining provisions or the validity of such provision in any other <br />circumstance. This Agreement shall be governed, as to both interpretation and perfonnance by the laws of <br />the State in which Bank's main office is located, without regard to its conflict of laws provisions. <br /> <br />e) Either party has the option of requiring that all disputes that may arise between the Customer and Bank, or <br />any affiliate of the Bank, related to this Agreement, any Attachment or Services, or any products or <br />investments provided to Customer shall be decided by arbitration held in the city where the Bank's main <br />office is located. The parties are also advised that: (i) Arbitration is final and binding on the parties; (ii) <br />The parties are waiving their rights to seek remedies in court, including the right to jury trial; (iii) Pre- <br />arbitration discovery is generally more limited than and different from that in court proceedings; (iv) The <br />arbitrators' award is not required to include factual findings or legal reasoning and any party's right to <br />appeal or seek modification of rulings by the arbitrator is strictly limited; and (v) The panel of arbitrators <br />may include arbitrators who were or are affiliated with the banking or securities industry. Any arbitration <br />shall be conducted under the Rules of the American Arbitration Association ("AAA"), except that <br />arbitration of disputes involving a Broker-Dealer affiliate of the Bank may be conducted under the Rules of <br />the National Association of Securities Dealers ("NASD") or an Exchange or self-regulatory organization of <br />which the Broker is a member. In matters involving the Broker as a party, the Customer may elect in the <br />first instance whether arbitration shall be by the AAA, NASD, an Exchange or other self-regulatory <br />organization of which the Broker is a member, but if the Customer fails to make such election, by registered <br />letter to the Broker at the Broker's main office, before the expiration of ten days after receipt of a written <br />request from the Broker to make such election, then the Broker may make such election. <br /> <br />IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their duly authorized <br />officers and to be effective as of the day and year first above written. Customer hereby acknowledges receipt of <br />copies of this Agreement and any applicable Attachments and consents to the terms and conditions contained therein. <br />Customer jimher acknowledges and consents to the pre-dispute arbitration clause contained in the paragraph 5(e} <br />above. <br /> <br />CUSTOMER * <br /> <br /> <br />B~ <br />Signnd_ ~ = <br /> <br />By: fllY}-c 63 (U <br />J --- / v( <br />Title: t,. Ce g€>; Je"l'"\- f <br /> <br />Individual signing as "Customer" above must be an authorized individual appearing on the BB& T Resolutioll and <br />Agreemelltfor Deposit Accoullt. <br /> <br />TSOOI (Rev. 03/31110) <br /> <br /> <br />Pg. 3 of3 <br /> <br />~,~ JB <br />"",:t , <br />...., ~ <br /> <br />ATIORNEY <br />