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<br />March 2011 Voluntary Life Insurance Comparison for City of Sunny Isles <br /> <br />~ MutualofOmaha~ <br /> <br />Classes Current Renewal <br />Class I All Eligible Employees All Eligible Employees <br />Benefit <br /> increments of $10,000 increments of $10,000 <br />Class I Benefit up to max of $300,000 up to max of $500,000 <br /> 50% of employee up to 50% of employee up to <br />Spouse $150,000 $250,000 <br />Children $10,000 Max $10,000 Max <br /> $100,000 Employee, $100,000 Employee, <br /> $50,000 Spouse, $50,000 Spouse, <br />Guarantee Issue $10,000 Child $10,000 Child <br />Minimum participation 28% 28% <br />Portability Included Included <br />Rates per $10,000 <br />Under 25 1,20 1,20 <br />25-29 1,20 1,20 <br />30-34 1,30 1,30 <br />35-39 1,90 1,90 <br />40-44 3,10 3,10 <br />45-49 5,10 5,10 <br />50-54 7,70 7,70 <br />55-59 11 .40 11.40 <br />60-64 18,80 18,80 <br />65-69 34,00 34,00 <br />70-74 48,00 48.00 <br />Rate Guarantee in months 36 Months 36 Months <br /> <br />~ <br />~~,l,~,' ,~~,~ <br /> <br />'The information outlined is based on census data provided, Final rates are subject to underwriting, <br />This proposal is illustrative, Policy and certificate of coverage will supersede, <br /> <br />2/8/2012 <br />