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Rorlda Municipal Insurance Trust Medical Master Plan of Benefits licensed as a psychiatric hospital and properly accredited to provide psychiatric, diagnostic and therapeutic services for the treatment of patients who have mental illnesses. Hospital Service means and includes receiving a participant into a hospital for services set forth in this Plan and outlined on the hospital bill and subject to the rules and regulations of the hospital, for and during such time only as the participant is necessarily treated on an inpatient or outpatient basis in the hospital, under the treatment and care of a physician for any conditions covered hereunder. Inpatient means a patient who has been admitted upon order of a physician as a bed patient for treatment in a hospital for at least six (6) continuous hours. Lifetime Maximum means the maximum liability of the Trust subject to the benefits provided in this Plan, with respect to each participant covered under this Plan, during the entire period such participant is covered hereunder. Massage Therapist means a person properly licensed to administer massages, pursuant to Chapter 480 of the Florida Statutes, or other states' applicable law. Medically Necessary means treatment, care or services that are consistent with the diagnosis, complies with acceptable medical standards, is not primarily for the participant's convenience and is the most appropriate level of service which can be safely provided. When applied to hospital inpatient care, it means that care cannot be safely provided on an outpatient basis. Care that has not received federal approval will not be considered medically necessary. Midwife means any person, other than a licensed physician or Certified Nurse Midwife, who is state licensed to practice midwifery. Midwifery means the practice of supervising the conduct of a normal labor and childbirth, with the informed consent of the parent; the practice of advising the parents as to the progress of childbirth; and the practice of rendering prenatal and postnatal care. New Employee means an employee who has never been previously employed by the employer prior to the effective date of this Plan and who is employed by the employer on or after the effective date of this Plan, or an employee who was employed by the employer prior to the effective date of this Plan and was ineligible to participate in the employer's prior plan because the employee had not completed the period of continuous employment with the employer as set forth in such plan, if any, to qualify to participate in such plan. Occupational Therapist means a person who is duly registered or licensed by the state in which such person is engaged in the practice of occupational therapy and who is a member of the American Occupational Therapy Association. Outpatient means 'a patient who has not been admitted to a hospital as an inpatient and who has not been charged for room and board. Participant means and includes the employee and any of his or her legal dependents covered under this Plan. Participant also means and includes those employees and their dependents that qualify for continuation of coverage under COBRA.